.@JediPD @anish_koka @chasedave Excellent. The point was recently clarified to me by @SurgeryCenterOK that insurers simply "sell discounts"— Michel Accad MD (@michelaccad) January 7, 2017
Insurance companies use as a selling point that their buying power gives them a pricing advantage for insured.
They want high out-of-network prices to be high because it drives people to get more coverage from them to protect against the high prices. It is Congressional legislation that creates a system of high out-of-network prices.
That is it's a rigged crony legislated system that benefits insurance companies by causing out-of-network prices to be sky high.
Government needs to be totally out of healthcare so that healthcare prices would fall the way computer prices, laptops, flat-screen televisions and cellphones fall now. It will only happen if a free market without any "help" from Congress is allowed to return.