On Friday, HHS issued a final regulation that will delay a part of Obamacare.. An employee choice component of the Small Business Health Options Program (SHOP) is being delayed.
Small businesses in 2014 will still be able to buy coverage for their employees on the new exchanges, BUT without an employee choice component: Rather than each worker being able to pick a plan, as was originally designed as part of Obamacare, the employer will pick one insurance provider for everyone. Employees will get stuck with whatever the employer chooses.
“We have serious concerns that issuers would not be operationally ready to offer [health plans] through the SHOP if we implemented employee choice for 2014,” is the excuse HHS stated in its release for the delay.
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