Friday, November 27, 2015

THANKS OBAMACARE: American Workers Pay 130% More for Health Care Than a Decade Ago

Mria Lamagna writes at Market Watch:
Employees of midsize and large companies in 2015 paid an average of $4,700 for their health insurance, up from $2,001 in 2005, according to recent analysis from Aon Hewitt.

Because they are looking for solutions to high costs, companies are changing the design of their benefit programs, Aon Hewitt Senior Vice President Mike Morrow said, moving toward leaner plans. In fact, 38% of employers have increased their participants’ deductibles and/or copays in the last year, and another 46% may do so in the future, the report from Aon said.

Companies are also beginning to offer high-deductible health plans (HDHPs) more frequently, an option that didn’t really exist for employers until the last decade, said Gerald Kominski, the director of the UCLA Center for Health Policy Research; they are now the second-most popular plan choice, surpassing health-maintenance organization plans (HMOs).

Employers are making cutbacks in health coverage in other ways, too. Some 18% of companies are reducing subsidies for covered dependents, and 17% are adding a surcharge for adult dependents who have access to other health coverage. Plus, 43% of companies are considering using unitized pricing, in which employees pay per person instead of individual versus family.


  1. Replies
    1. Lemme guess. You think healthcare is more affordable now because the law is called "Affordable"?

    2. I just hope he has the faculties to follow up his hit and run ad hom with any kind of supporting material of why we "are so full of shit." I guess I won't be holding my breath, though.

  2. TPOP...Ok, you made the assertion. Now the idea is to support your assertion with evidence. We'll be waiting. Thanks.

  3. I pay about the same as I did before, however my deductible has gone up nearly 300%.

  4. The Affordable Care Act may be pushing up the cost of your workplace benefits, but it's not at the top of employers' list of challenges, according to an August report by the National Business Group on Health.obamacare enrollment fort lauderdale