Thursday, May 21, 2020

My Personal Check-Cashing Unemployment Situation


Jesse T. emails:
 This is my own personal anecdote regarding the unemployment situation. I was laid off in April due to the Covid lockdowns. My base salary was $30,000 a year. My normal unemployment payment would be $345 a week, but with the additional $600 it comes to $945 a week before tax. Annualized that comes to $49,140 a year, or 64% more than I was making at my job.

I am looking for work daily, and I am aware of the damage these unemployment payments are doing to the economy, but I still can personally testify to the difficulty in motivating oneself to find work when you are being paid significantly more to sit at home.

For a bit of added context, I am in my mid 30's with no college degree, and have been part of the workforce since graduating from high school. I have never taken unemployment before this current situation and have always been able to find work in the past.

-RW



5 comments:

  1. Good luck finding a job...
    Chances are significant that you may not be able to find a job and then what will you do when all the unemployment payments stop within 9 months?
    Save any extra you can for if you can't find a job you will need it.

    A lot of jobs have been wiped out.

    A lot of people get kicked off of unemployment after not being able to find work for 9 months.

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  2. I sympathize with your desire to avoid taking unemployment benefits. Have you considered starting your own small biz?

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  3. Now that you've got time on your hands, you should learn a trade, ie electrical, carpenter, plumber. These will be in high demand with housing so tight.

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  4. It is a good time to start a business as the SBA is begging people to take its 3.7% low interest loans for capital needs.

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  5. You have to admit the big move to socialism has been wildly successful.

    ReplyDelete